BY JIMMY EVANS
After years of drama on Capitol Hill, a presidential election and a Supreme Court case, the Affordable Care Act (Also known as Obamacare) is planned to be put into effect in January. As a result, big changes are coming to healthcare, whether Americans agree on it or not.
According to the Kaiser Family Foundation, under the Affordable Care Act, almost half of the population will get insurance through their jobs, just as they do today. About a third of the population will be covered by the government via Medicare and Medicaid.
Medicare is the federal health insurance program for people 65 and older, certain younger people with disabilities, and people with end-stage renal disease. Medicaid will be expanding under this program by covering the health insurance for a larger amount of adults who can’t afford health care for a variety of reasons.
One in 10 people will end up buying insurance themselves according to csmonitor.com. That leaves about 30 million Americans still without health insurance, even with this program.
According to the Kaiser Family Foundation, under The Affordable Care Act, the government will force businesses with 50 or more employees to be responsible for their worker’s full-time health care. With smaller businesses, the government will set up insurance marketplaces, encouraging small business employees to participate.
A big change in the health care system is that older people will pay less and younger people will pay more. Historically, this has not been the case.
This will impact students in the future. While it seems far off, healthcare costs will be much greater for the young generation.
There isn’t any option to opt out of the new healthcare system. If a person chooses not to participate, the government will penalize individuals with a fine.
According to Time Magazine, there have been numerous times where President Obama has stated “If you like your plan, you can keep your plan.” As America has figured out, the President has not told the truth.
This fall, millions of Americans who buy health coverage independently are finding that their insurance policies are being canceled because the plans don’t comply with the new coverage rules.
Also according to Time Magazine, the federal website where people can shop for private coverage and register for subsidies has been a glitch-prone disaster since its Oct. 1 launch.
“The plan is for Americans to be getting free healthcare, but this is not the best thing for insurance companies.” Said Jim Evans, co-owner of a local insurance company. “We are relying on the government to take care of something that should be in the private sector. People’s health insurance is getting cancelled by the millions and other peoples rates are going through the roof. Obamacare is just a disaster for insurance companies.”
“This is a scary time for Americans.” Junior Tristan Justice said.
Justice is an intern with the Ohio Republican party and is concerned about the Affordable Care Act.
“The same group that targeted conservatives for the past few years (The IRS) is now in charge of the implantation of Obamacare. That is scary. The President promised Americans if they liked their healthcare, they could keep it. As were seeing now, that statement couldn’t be further from the truth.”
Despite conservative objectives, there are positives, to this program, as well. If all goes as planned, the Medicaid program will be expanded, more doctors’ offices will be built, and everybody will have healthcare.
“The Affordable Care Act was designed to provide financial relief to millions of insured families that struggle to pay their current healthcare premiums.” AP U.S. History and Government teacher, Mr. Mo said. “The ACA should slow the growth of underlying health care costs by helping doctors and hospitals coordinate care more efficiently, promoting preventive services and practices, and by promoting transparency and completion among health insurance providers that should drive prices down.”
How can America afford universal healthcare? They plan to do this by taxing the future of America, the younger generation.
Based on facts from various news sites, (Fox, New York Times), the issue at hand is that some young people don’t want healthcare. They will be forced to pay the $95 penalty tax the first year, which goes to the government.
If young Americans continue to not pay for their healthcare or simply can’t afford it, their penalty will be raised up tremendously each year. If this goes on for a long period of time, America will be filled with young intellectuals fresh out of college in debt to their necks.